{
  "data": null,
  "status": "failure",
  "error": {
    "type": "https://formsreach.com/errors/insufficient_credits",
    "title": "Payment Required",
    "status": 402,
    "code": "insufficient_credits",
    "detail": "The account does not have enough credits to accept this submission.",
    "hint": "Upgrade the plan or wait for the monthly credit reset. Unused plan credits do not roll over. See https://formsreach.com/pricing/"
  },
  "meta": {
    "requestId": null,
    "docs": "https://formsreach.com/errors/insufficient_credits/"
  }
}